Estimate What Your Future Lifestyle May Require at Retirement.
Explore an illustrative retirement corpus based on your current age, retirement timeline, monthly expenses, inflation assumptions, existing savings and assumed investment returns.
Retirement Planning Calculator
Adjust the assumptions below to explore how your retirement requirement may change.
Estimated Retirement Requirement
Retirement Is About Future Cash Flow.
The calculator first estimates what your current monthly expenses could become by retirement after applying the selected inflation assumption.
It then estimates an illustrative retirement corpus based on your retirement period, ongoing inflation and assumed return during retirement.
Existing retirement savings are projected separately using the assumed pre-retirement return. The remaining gap is then used to estimate an illustrative monthly contribution.
Today's living costs may be significantly higher by the time retirement begins.
The corpus needs to support expenses across the assumed retirement period.
Current retirement savings are projected until retirement using the entered assumption.
The difference between the estimated corpus and projected savings forms the illustrated gap.
Start With Your Life Today. Then Look Ahead.
Each assumption influences the illustration differently. Try different scenarios to understand how timing, costs and returns may affect the calculated requirement.
Set Your Timeline
Enter your current age, desired retirement age and how long you would like the illustration to support retirement expenses.
Add Today's Expenses
Enter your current monthly lifestyle expenses as the starting point for the illustration.
Enter Your Assumptions
Adjust inflation and assumed investment returns to explore different planning scenarios.
Review the Gap
Compare the calculated retirement requirement with the projected value of existing savings.
A Retirement Number Is Built on Assumptions.
Inflation Can Differ
Actual future living costs may rise at a different rate from the assumption entered.
Returns Are Not Guaranteed
Actual investment returns can vary and may be higher, lower or negative during some periods.
Lifestyle May Change
Retirement spending may not remain identical to your current spending pattern.
Review Over Time
Retirement assumptions and financial plans can be revisited as circumstances evolve.
Retirement Calculator, Explained Simply.
Common questions about retirement corpus illustrations and the assumptions behind them.
This retirement calculator is intended only for general informational and educational purposes. All results are illustrations based on assumptions entered by the user, including inflation, investment return, retirement period and expenses. Actual future expenses, inflation and investment returns may differ materially. Market-linked investments are subject to market risks and returns are not guaranteed. The calculated retirement corpus or monthly contribution should not be treated as an assured financial outcome or personalised investment recommendation.